Ohio Medicare Plan

Q: A common question we get is: How Much Does Medicare Cost?

A: Generally, most qualify for premium-free Medicare Part A. Medicare Part B premiums are based on income and are determined by the income related monthly adjusted amount, or (IRMAA). When evaluating other coverage, it's important to consider your out-of-pocket costs, including premiums, deductibles, coinsurance, and copayments. This is where our expertise becomes valuable as our number one priority is to education one of all available options.

Q: If I can't find someone to trust related to my Medicare options, who can I call?

A: You can call 1-800-MEDICARE ( 1-800-633-4227 ). Help from Medicare is available 24 hours per day, 7 days a week excluding some holidays. You can also visit Medicare.Gov or call your local State Health Insurance Assistance Program (SHIP) - Where you can receive personalized health insurance counseling.

Q: Which Is Better. Medicare Advantage or Medicare Supplement Plans?

A: Medicare coverage is by no means a one-size-fits-all scenario. There are many factors that we consider when evaluating your options and will guide you through them. Some examples are Coverage, Benefits, Flexibility, Network, Prior Health Conditions, and Family History to name a few. This is a very complex process of determination, and making the wrong decision initially depending upon one's circumstances can be costly. People have very steadfast beliefs regarding this dilemma, and we advise the guidance of a trained and licensed professional for accurate and reliable evaluation.

Q: Which Medicare Advantage Plan is Best?

A: Medicare Advantage Plans vary by Carrier as well as service area. It is important to consider that these plans can and often do change by calendar year. Medicare offers Annual Election Period ( AEP ) which runs October 15th - December 7th, during this time, Medicare members can review and make changes to their Health Plans and Prescription Drug Coverage for the following year. Generally Plan changes are infrequent, however, are important to review. This is a No-Cost service OhioMedicarePlan offers on an annual basis.

Q: How Long Will Medicare Be Around?

A: Barring major overhauls, projections indicate that Medicare's Hospital Insurance trust fund, which covers hospital benefits, will be unable to pay full benefits after 2036, and the Social Security trust fund, which covers retirees and their survivors, will be unable to pay full benefits after 2033.

Q: When is the best time to enroll? How do I sign up? What information do I need?

A: Generally, you're first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after the month you turn 65 however, there are Special Election Periods offered which are too lengthy for this forum. Online (at Social Security) – It's the easiest and fastest way to sign up and get any financial help you may need. (You'll need to create your secure My Social Security account to sign up for Medicare or apply for benefits.) Contact your local Social Security office. We will walk you through this process as scenarios may differ.To sign up for Medicare, you'll need to provide the following information: Social Security number, Date and place of birth, Citizenship status, Health insurance information, Employment history, Income information, Military service information, Railroad industry work information, Social Security work credits in other countries, or Federal pension information

Q: Do You Know The Difference Between Medicare Supplement Plans And Medicare Advantage Plans?

A: Ohio Medicare Plan provides comprehensive Medicare Advantage Plans designed to meet the diverse needs of beneficiaries throughout the state. Our offerings include a wide range of plans from leading providers, ensuring that you have access to the best options available. We proudly offer all Medicare Advantage plans in Ohio from renowned insurers such as Anthem, Humana, Aetna, CIGNA Medical, and Devoted Health. Our plans typically include benefits beyond Original Medicare, such as prescription drug coverage, routine dental and vision care, and wellness programs. With Ohio Medicare Plan, you can find the right coverage that fits your healthcare needs and budget. Our experienced team is dedicated to helping you navigate your options, ensuring you make informed decisions about your Medicare coverage. Choose Ohio Medicare Plan for reliable, personalized service and a variety of high-quality Medicare Advantage options. Ohio Medicare Plan offers a comprehensive selection of Medicare Supplement Plans designed to enhance your healthcare coverage and provide financial peace of mind. We collaborate with leading insurers to ensure you have access to the best options in the state. Our offerings include all Medicare Supplement plans available in Ohio from trusted providers such as Anthem (Elevance Health), Humana, Aetna, Cigna, MediGold, and Devoted Health. Medicare Supplement plans, or MediGap, help cover out-of-pocket costs not covered by Original Medicare, including deductibles, copayments, and coinsurance. With Ohio Medicare Plan, you can find the right supplement coverage tailored to your healthcare needs and budget. Our knowledgeable team is committed to guiding you through the selection process, helping you understand the benefits and features of each plan. Choose Ohio Medicare Plan for personalized service and a wide range of high-quality Medicare Supplement options to enhance your Medicare experience.